Open Question: Explain the difference between fixed expenses and discretionary spending? help please…?

Explain the difference between fixed expenses and discretionary spending? Provide at least three examples of each.

Explain the difference between a voluntary income deduction and an involuntary income deduction. Provide at least two examples of each.

Describe what living within your means means. If you’re not currently living within your means, what are two ways of starting to do so?

List three ways of increasing your savings.

If your take-home pay is $24,000 a year, what is the maximum amount per month that lenders want you to spend on your housing expense?

Name three items that are necessities and three items that are luxuries.

What is the difference between secured debt and unsecured debt? Give an example of each.

What’s the difference between a charge card, a credit card, and a debit card?

When you pay off an outstanding balance on a credit card, should you close the account? Why or why not?

What is the most significant component of your credit score? What percentage does it add to your total credit score?

can anyone please help…..

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