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Michael has recently been forced to give up his job due to harrassment at work.I cannot work now as I suffer with Bi Polar Disorder,stress and my nerves as well as having extremely bad health.
I come from a abusive marriage and childhood-I am struggling with a serious spending addiction-its a serious problem that I have no control over.
I have no savings to live on just my Income Support & disability living allowance.My spending is so bad now that I often end up spending most of all my benefits in one go leaving me without enough money to feed myself and my son properly and not enough money to put the proper amount on both my gas and electricity meter to last the fortnight till i next get my benefits-also theres my watercard and cash easy entry card for the tv license to pay my bt bill by bt payment card and fortnighly payments on my mobile & then there’s our food to buy.
We’re practically living on mainly cheap junk food-I cannot remember when we last eat meat,fish,fruit,salads and vegatables-so lack of decent food is having serious consequences on both my health-which is already in a bad way & my sons health.He tends to prefer to go and get something from Mc Donalds or the chinese or pizza take away that eat what I’ve got in.
I find my addictive out of control spending makes me feel better but only tempory until I realise all my money has practicually gone and i’ve got to go through the next two weeks with absolutely no money to live on at all.
This makes me feel very moody and fed up and more depressed as I’m stuck at home in our high rise flat unable to go out cause i’ve got no money left.
I spend on all sorts of things that someone in my situation shouldnt-things like cd’s off Amazon,books,magazines,items for our pet hamsters like hamster toys and new cages for them & just generally frittering the money away.I just can’t help squandering my money-its a real problem.Once the moneys gone i’m in the pits of dispair and even more depressed and just tend to sleep all day in bed as I feel really depressed-until my next fortnightly benefits day comes round again and i’ve got some money to go and spend.
This last fortnight I went and bought a new stereo and Dab radio,cd’s and a new hamster cage for one of our hamsters whose cage I feel is too small-that left me with not the correct amounts of money to pay my fortnightly instalments on my household bills,let alone not enough for food-we scrape by on next to nothing to eat.
I am in my late fifties now & are in utter dispair-I cant go on like this-I shouldnt be wasteing money I cant afford on ”Material Things” .I have in the past tried selling stuff to get some money but I only end up buying it all back again.
My biggest weakness at this time is buying cd’s and dvds.My son tells me I’d be best to sell the stereo and do without as cd’s are going out now & to sell the cds and dvds cause these things are luxeries that you dont need & he says you can hear music over the internet on ”You tube” without wasteing money I havent got on cds etc.Is he right? should i get rid of the cds and stereo cause having them only makes me want to keep buying cds etc
I just cannot stop this desire to spend,spend,spend-what can i do and do you think this reckless spending should STOP & now? Trouble is thats easier said than done.Maybe all this spending is due to the unhappy life I’ve had-plus mental health problems.
Theres no one else who wastes money like i do in our block of flats-none of them have the luxury items that i’ve got-I know because i’ve been in some of the other tenants flats-most of them havent even got carpet,curtains,wallpaper on the walls or furniture-let alone a stereo and cd and dvd collection-I know cause I’ve been invited round for coffee at some of the flats by my neighbours-and I had a shock when i saw how they lived.
Thankfully,I was able to make a nice home for my son and myself with the bit of money i had in my divorce settlement-but thats all gone now within a year of recieving it.
What can i do about my problem,as its no laughing matter-its serious?Do you think its wrong of me to spend my money on things like dvds and cds and other unessasary purchases-including hamster cages and toys etc?
Its frightening to think that if i carry on like this we could end up losing our council flat because of falling behind with my bills etc.We get rent and council tax paid and my benefits are supposed to be used just for our bills and food and clothing but because of my problem i’ve never got any money half the time for food,bills or clothes.Yes,I know its digusting-but i’ve got a problem-a serious one.
I am also half way through a Debt Relief Order as i have so many creditor debts that they’ll never get paid off on a debt management scheme.
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